Raymond Specht

spechtToyota Financial Savings Bank

Raymond Specht is Vice Chairman for Toyota Financial Savings Bank (TFSB) and Corporate Manager of Industry and Legislative Affairs for Toyota Financial Services (TFS)

Specht serves as a director of Toyota Financial Savings Bank, an entity that provides products and services to Toyota and Lexus dealers across the country, as well as the issuer of the Toyota Rewards and Lexus Pursuits Visa credit cards.

Specht provides strategic guidance on federal and state legislation, the banking industry, FDIC, Nevada regulatory matters, the Community Reinvestment Act (CRA) and bank compliance. In 2010, the scope of his work was expanded beyond TFSB to support all of TFS’ regulatory interests. Specht works in conjunction with TFS Corporate Communications/Government Relations; TFS Legal and Enterprise Compliance; and Toyota Motor North America (TMA), Washington DC.